Journal and Notebook

Writing and Publishing Online Since 1997

  • The Power of Beauty

    As a pivot my practice to work exclusively with providers of beauty products and services, I am excited to participate in what I consider to be the power of beauty.

    By Published On: March 19, 2023
  • Selling Your House

    Congratulations on starting the process of selling your home! This timeline will guide you through the steps required. I will provide insights on each step. You don't need to follow it exactly, but, it is recommended you consider each step especially if you are a first time selling. INTRODUCTION Selling a [...]

  • Markets and Behavior

    When the stock market made a dramatic decline at the beginning of the millennium I was a registered investment advisor working in Northern California. Fortunately I was still teaching finance courses part-time at California State University, Chico and was grateful each day when I left the office for the classroom because it meant a break [...]

  • Recently a friend asked me to explain why a buyer should never pay more than appraised value on leveraged property. [...]

  • She and I started talking about skin care and I was a little alarmed when I learned how she was using Vitamin C serum.

  • A good friend of mine recently called because she forgot her sunscreen and got a sunburn. I was able [...]

  • I am so happy to announce that I graduated from esthetician training at the International School of Beauty in [...]

  • This year I will complete my training and board exams to become a licensed Esthetician and plan to work [...]

  • In 2017 I moved to the desert to purchase two spa stays and to seek answers to some important [...]

  • Healthy skin often begins with a Classic European facial. This classic facial is the foundation of skin care and [...]

  • Lorem ipsum is a placeholder text used in publishing and graphic design to demonstrate the layout of a document without [...]

  • Finding a good domain name is a very difficult task. There are so many variables to consider that it is [...]

  • Recently a friend asked me to explain why a buyer should never pay more than appraised value on leveraged property. [...]

  • Consider Orange County. Forbes Magazine recently reported that Orange County is one of the most likely places to raise a [...]

  • This is the California real estate update for October 20th and the first in a series of posts that looks [...]

  • Place where you pay taxes have drivers license registered to vote receive mail If you want to switch properties, you [...]

  • Yesterday I completed the requirements to earn a certificate in property management by the California Association of Realtors®. I decided to add this designation to gain a better understanding of the challenges facing today's investors and property owners.

  • Laguna Woods Dynamic Red Head Moving to an age restricted community is not what I thought it would be, it's better. [...]

  • This weekend while I was enjoying a ride through the Laguna Woods Village golf cart tunnel, I reflected on some of the adventures I am having as I settle into The Village.

  • When individuals and families decide to set a strategy for aging in place, they should address these important considerations. Everything on the list is straightforward and nothing is surprising.

  • Seniors Real Estate Specialist (SRES) Designation This week I successfully completed the Seniors Real Estate Specialist (SRES) designation course and was [...]

  • A 1031 exchange involves a swap of like-kind real estate for like-kind real estate. Tax-deferred 1031 Exchanges are important [...]

  • A traditional IRA, Roth IRA, or SEP can own real estate in a self-directed account. Eligible types of property [...]

  • Professional couple living in the Settle area is seeking a chic urban condo in Seattle or the Eastside. This couple is more interested in style that size so let me know if you have a micro or small unit that shows well.

  • I am working with a buyer who is seeking to replace her rural ranch property for 10 acres close to an urban area. She is seeking 2-3 bedrooms and would like multiple outbuildings. The buyer is seeking ample water during California's driest periods.

  • This retired professional woman is seeking something quiet and rural. She is downsizing so needs less land (1/2 acre). She is hoping to stay in Northern California. Project Description: Small country property in small town

  • The holidays are coming up so be sure to note that I will be away from the office from December 23 - January 4th. If this is an emergency be sure to call the office day or night.

  • If you are considering retiring in the next decade, you might consider real estate investments. Learn how to evaluate income investment opportunities.

  • A conventional loan is a mortgage that is not guaranteed or insured by the US government. Conventional mortgages include [...]

  • All Applicants Copy of current form SSA-1099 for receipt of Social Security Current bank statements, dated within 30 days [...]

  • SSL security for clients and patients is often overlooked when private practices develop purchase web development services. Every site owner [...]

  • Graphic design is an essential part of every piece of marketing collateral and is undertaken to convey a specific message (or messages) to a target audience. I provide a variety of graphic designs for logos, packaging, branding, print and web. I use a combination of typography, visual arts and page layout techniques to produce a balanced, focused and symmetrical final result.

  • CMS Client Training for WordPress®, Drupal®, and Joomla® Websites Learn how to create content for your WordPress website with private [...]

  • I am excited to attend this year's Seattle WordCamp 2013. I've been lucky enough to attend WordCamp in SF, but [...]

  • Laguna Woods is a unique and interesting city in Orange County, California. It is listed as one of the safest in California by Movoto, Safewise, and more. The population is between 16,000-17,000 with a median age of 78. The majority of the City consists of Laguna Woods Village, an age restricted community.

  • Review of Online Storage Providers Online storage of computer files is becoming more important to companies, professional practices, and even [...]

  • It is easy for small business owners to manage their own hosting and domain registration services if you keep it [...]

  • Be sure to replace with your actual domain name. Your/Display name: anything you want Email address: enter the full [...]

  • Managing your email is a snap with cPanel and Webmail. Simply follow the simple steps below and you are on [...]

  • I was recently talking to local practitioner about ways to add value to the firm. During the course of the [...]

  • This article was written to answer some simple questions about websites, domains, email, hosting, and other important internet services. If [...]

  • I provide cPanel software for my clients to manage their server account. cPanel is server administration software that makes it [...]

  • Writing effective copy is a very challenging job that has been made more difficult with the need to make the [...]

  • WordCamp San Francisco took place August 7 and I was able to attend the streaming edition of the Camp. I had purchased a ticket and was unable to attend in person so this was the next best thing. Naturally the most exciting presentation was the "State of the Word" by Matt Mullenweg.

  • Housing Corporations at Laguna Woods Village Third Laguna Hills Mutual Condominiums United Laguna Woods Mutual Stock Co-Operative Laguna Woods [...]

  • Emergency Services - Call 911 CALL 911 IF THIS IS AN EMERGENCY Emergency Resource List Care Ambulance Service Call 911 [...]

  • Laguna Woods is considered one of the safest cities in California. Per 100,000 Arcata Chico Laguna Woods 2012 2013 2012 [...]

  • Laguna Woods Statistics Home Prices As seen around the nation, home prices started falling in the mid 2000's. Laguna Woods [...]

  • If you have an account with LinkedIn you should read this email. The social network giant has had a major [...]

  • The following reference material is provided for your convenience What You Most Need to Know About WordPress Writing Posts Media [...]

  • Project Planning Client and developer work together to define the project and project deliverables. Includes these steps: Requirements analysis client [...]

  • Have you ever wondered about the M I S in our company name?  Originally, the MIS part of the name [...]

  • Last week we released a new edition of It contains three slide show galleries: People, Places, and Things.  The [...]